Credit counseling is a scam. It's an organization set up by your creditors to pay the entire balance back, and do you know how they do it? A budget. That's it. 1 out of 4 people succeed and finish the program. The remaining 75% are smart enough to realize that they can do it on their own.
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[Source: Finance: Debt Consolidation Articles from EzineArticles.com - Posted by FreeAutoBlogger]
Warning - Credit Counseling is a Scam!
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